I am so very stupid to have purchased a home from these people. At the time, I was a single mother of three and I did not make too much money, but I was tired of throwing my money away on rent. I went to craigs list and found this home from Randy Lamb homes. I met with him and the home looked nice. When we set down to sign the contract, he stated that the central air unit was not hooked up because people were stealing them in the neighborhood and he didn't want mine to become stolen. Then he told me how the home was appraised at $105,000 which was well over the market value.
Everything from my eye looked good in the place. He told me that the roof was quite new and that there were not problems. The most dangerous thing that he said was..."I don't see any need for a home inspection becasuse everything is new and I will be paying for you a warranty for one year just to prove it to you." I should have jumped up and ran away at that point. I thought this was too good to be true. I allowed this man to help me with the financing and everything. On my Good Faith Estimate, I had a estimate at 5%, but then I closed through his people after I had already got rid of my previous resident and really didn't have anywhere else to go, the interest was at 7%, I had no option but to take it or be homeless.
Then when I moved into the home on July 2, I realized that the air was not hooked up, like he said he would do once I signed. I moved in the home the same day that I closed on the home on July 2. He sent someone out to hook it up and it did not work. A couple of days passed with over 100 degree whether and still no air. I was then told by the man he sent out that the furnace needed a blower. The guy went and took a blower out of one of Randy's other homes and put it into this and it still did not work. Then when it was time for the gas company to cut on the gas, I then found out that the furnace was previously red tagged a couple of months, In RANDY LAMB's name.
The gas company gave me a copy of the red tagg that was assigned a couple of months ago to the same exact furnace. When I told him about it, he stated that I own the home and that I was getting a major good deal on the home. He also informed me that it is my responsibility, because I was now the home owner. When asked about the warranty that was agreed upon in the contract, he stated that he would provide a warranty if I went half on it with him. This was not fair, he put in the contract that he would provide a warranty on all appliances for up to the first year at his cost, now he was changing his mind. I got an attorney to advise me of how to deal with him, so after following his advise I was given a warranty. I thought that I had to pay a $75 deductible and then I could get the furnace fixed. So the man from the warranty company came out to look at the furnace, and he stated that we would get carbonmonoxide poisioning if we continued to use the furnace and the best thing to do would be to just replace it.
So here I am on less then a week after purchasing this home, with no air, no furnace and now having to replace a furnace with no money and three children. On July 2, we had rain, what do you think happened. The inside of the house leaked rain. It had obviously been covered up. The ceiling on the upper level in four places was dripping rain all in the inside of my home for two days. I went into a depression and a crying fit for making such a horrible move into this home without an inspections. But that is not the worst of it. Prior to purchasing this home, I told Randy that I noticed a mold smell in the basement, a finished basement, that I was going to use as my daughters room and a rec room. He informed me that he was going to treat this and that he would take care of it. He told me that he had a chemcal that would kill the mold and it would be safe and OK.
I was worried about the safety of my children and I actually trusted this man. I called Randy prior to me closing, I was actually on my way to the closing of the home and I asked him if he had taken care of the mold issue, and he said yes, it was all taken care of. I trusted him like a fool, and I signed the papers anyway. To make a long story short, the little furniture that I did put down there has mold growing up the sides of it and it is all ruined. My children have to all share rooms. The base boards now have all dark green spots on it, my daughters clothes are all ruined, and everything is ruined. We do not go down there. I got a horribly high estime in the high thousands to come and fix it. I am praying to God that I get enough money from the home take credit to repair everything. It is not October and we have not basement, furniture, nor heating system. My daughters who are 10 years different in ages have to share rooms, and all my basement furniture is ruined. If you thought I was through, you need to think again. There is a serious gas leak.
I did not notice it viewing this home because there was not gas on, but there is a gas leak, and I have no money because I am trying to save up for a furnace to get it fix. I make my children sleep with the windows up and their doors closed. I have fell into a state of depression because of the ripoff that I experiened from this man. But the last issue that I had later came from me when I decided to look up mortgage fraud to see if there was anything or anyone who can help me, because I did neglect to get an home inspection. I realized that he did commit mortgage fraud and I am going to find someone to help me. The way he committed it was, he sold me a home, the bank owner was a good friend of his, the appraiser was a good friend of his also. I believe that I was victim of a scam which may have involved several people. Please watch this man before you fall victim also.
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