Bought "new" double wide 8/18. Told me the home was a custom order the customer did not get so I was "getting a good deal." Was told of many features of this home that fit what I was looking for; i.E., well insulated, sealed windows that would not leak or produce mold mildew (we have alot of mold and sick kids; frozen windows / doors on inside in the winter), an outlet that is not fully in the wall, doors that do not lock or open/shut, cracks from unlevel areas, bulging walls from unlevel areas, leaking in the center of the home and through vent, among many other issues.
Seller financed this home. He did not file with the state as he did in other sales. He may reply that the reason is that he personally financed this home for me, but a search in the MS UCC files lead to the discovery of other homes this man "personally" financed that he did file with the state.
After 39 documented requests for repairs, he sends one of his relatives to work on the home; jacks the home up in the middle with no support changes made on either end of the home. I complained about these issues and told that I would not pay him until the repairs were complete.
He promises top get it done and shakes my hand to "seal the deal." I give him a payment to show my good faith. The scheduled date of repair resulted in a no show/no call. I stopped payment on check and hired an attorney who is not very aggressive, to say the least.
On two occasions, the man came out to look at the problems. The first time, he rubbed my shoulders and caressed my cheek saying, "It will all work out." I brushed that off as him being the "grandfather" type. When he came unannounced at 8am (we are out in the country; he lives and works in town with no reason for his being in this area) warning signs flashed in my mind.
Although I stood in the doorway and did not invite him inside, he stepped inside and reached out for my hand. I backed up. He talked for a minute and said he would send someone out soon. He turned again to reach for my hand (not in the hand shake form, but in a holding gesture).
My attorney set up an inspection with a local company and an inspector of the man's choice who arrived together in the same vehicle; obviously friends or acquaintances, escorted to my door by the man. Later, I discovered a home like mine in a nearby town.
I stopped to inquire of their dealings, leaving a note on the door. Elderly woman called me. She did not buy her home from my dealer, BUT she did purchase it from the man my dealer sent to inspect my home.
She (and her husband) have encountered the same types of problems with repair needs. So this points to my dealer using a man whom he knew would not give true/accurate estimates on repair needs.in addition, my dealer told me that I was being too "womanly" on some issues.
I bought this home "new" in August. This home was manufactured in April. The documents (bill of sale, lien/loan agreement, etc.) in the possession of the man do not match my copies. My signatures are not the same. Which is not surprising when my copies are not witnessed or notarized, but his copies ARE! Worse of all, the notary dated the documents three days AFTER I bought the home.
This is only the tip of the iceberg in this case. We are still in litigation. I am seeking another attorney. I have no idea what to do.
I have been in contact with the MS Attorney General, Fire Marshal, Sec. Of State, Senators, Representatives, US offices for housing and related issues, Consumer Fraud Division, Defective Products Division, among many others. They all cite their inability to help due to this case being in litigation.
I am suing the dealer for the problems, fraud, forgery and illegal notarizing, damages, et al. The dealer is suing me for nonpayment.
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