I had a Providian account for about two years and then my account was sold to Emerge Mastercard. I never received a notice about this. I finally received a paper statement from Emerge after my account had become delinquent. I simply refused to pay on the account after this point. I tried contacting ...
This is such a scam. I had a great interst rate of 12.99% which I worked very hard over several years to get after my ex-husband ruined my credit. Then I get this letter from these EMERGE MASTERCARD assholes stating that they bought out my getsmart account. Then I receive my first statement and ...
When I first got my account from providian in 1998 my account had available credit of $500 max. When I left to go to Korea in 2000 my credit limit was the same. While in Korea I never saw any of my bills, but I made sure I paid off the account every chance I could while in Korea. Once I returned ...
When Emerge took over the account, it switched from Visa to Mastercard so I cancelled the account. Frankly, I just wanted a Visa. My interest rate skyrocketed! In Addition, while still Providian, I was offered a special credit increase program. It virtually doubled my limit. I've never charged more ...
I was lured in with the GetSmart Visa and always maintained my balance well below the maximum to increase my credit rating. Furthermore, I always paid at least double the minimum payment, if not a lot more. Well, they offered to increase my credit limit if I paid like a $50 fee. I did not and am ...
I have been told for 6 months that they were getting a web site so the average person could go on line and make payments. Guess what, still no web site & how can they sell your account to another card service and they own it? ...