The same thing happened to me as it did to Ralph. I too understand 'know your balance'. However it was my understanding that charges & deposits posted at midnight /-. I get paid direct deposit on the 15th. On the 14th I checked my balance & it showed $55. I knew I had a $50 charge but there ...
I'm happy (??) to know i'm not alone. I'm telling my story to all who will listen for a couple reasons. One is to warn others who haven't actually opened an account yet in the hopes they will search for a bank that doesn't engage in this rip-off practice. The other is to fulfill a promise i made to ...
It started back about 2 years ago when a 1.00 difference caused about $752.00 in NSF fees. This could not of have happened at a worse time. I had just been out of work for about 5 weeks with a severe infection from an appendectomy. I also had 3 kids and a wife at home needing to eat when I was ...
Ok, my head is still kinda spinning and it's been an hour since the agent finally hung up on me. I will try my best to describe the details correctly, but keep in mind I speak ordinary English and interpreted the agent's "Wachov-ese" as best I could. I should probably say up front that I ...
Wachovia's fees for non sufficient funds (NSF) are out of control. Yesterday they robbed me of $105 from each of the automatic bill payments that tried to take money out ($35 times 3). One of these was totally bogus. It was a NSF fee for overdraft?!? Being self-employed like I am it's hard to ...
I see that a lot of folks have NSF fee consumer complaintss. Mine started in June. Because I had other financial issues going on, my account was where my paycheck went. I had already paid these folks close to $2,000 in NSF fees over the course of several months, you think items have been paid but ...