Hsbc
Ruins your credit when attempting to pay off and close your account
On 12/12/06 I sent final payment of 1823.68 to HSBC, on 12/19 they credited my account for the full payment. Then only to see on 12/29 they debited my account for payment and applied late payment fee's. When I called they said the check was not good, so I went to the bank and had Bank of America ...