I have had a credit card with a $4,000 credit limit from Account Central for several years. I use it for daily expenses and pay the balance in full each month online, sometimes even making a mid-month payment as well. My balance ranges usuallly from $300 to $1,000 and is always paid well before it ...
I have been a loyal customer of HSBC bank, having even opened my Business checking and savings account with them. I have had a HSBC Discover card for over 2 years, which in that time period my credit line has increased 2 times due to being a good customer. I am never over 50% of my credit limit, I ...
Well, I knew HSBC was a low-end creditor and they've gone and proven it. My latest statement from 5 days ago, viewed online, reflects NO CHANGE. However, upon making payment online this morning, low and behold... My credit limit had been lowered by about 30% (not bad) and I have a limited amount of ...
Direct Merchants Bank - Account Central HSBC is a front for HSBC credit card. I was sent a notice that they would raise my rate 5% from 14.99% to 19.99% retroactive to October 1 effective January 2, no reason was given for this increase, I have never been late or overdrawn on any accounts and ...
I have 2 credit cards with HSBC: one from Household Bank and the other from Direct Merchants Bank. 2 unusual things happened within 3 months of each other 1. Household Bank decreased my credit line from $3000 to $305 for no reason. I have called their credit services but they could do nothing for ...
In 2 I cut up all 5 of my credit cards, sent them back to companies w / letter telling them to close accounts, stop interest, etc. Because I had been unemployed for 6months, was living on $265 a month welfare, w / my son. The only one I'm having problems with still is Direct Merchants. They ...