Usacomplaints.com » Business & Finance » Complaint / Review: HSBC Bank - HSBC BANK Lowered Credit Limit - No Notice via Accountcentralonline, HSBC suddenly lowered my credit limit to a shade higher than current balance. #423106

Complaint / Review
HSBC Bank
HSBC BANK Lowered Credit Limit - No Notice via Accountcentralonline, HSBC suddenly lowered my credit limit to a shade higher than current balance

Well, I knew HSBC was a low-end creditor and they've gone and proven it. My latest statement from 5 days ago, viewed online, reflects NO CHANGE. However, upon making payment online this morning, low and behold...

My credit limit had been lowered by about 30% (not bad) and I have a limited amount of available credit now.

I made the payment this morning - well above (actually about 5x) the minimum due - which is what I usually do on this account as I intentionally used the credit line to make a single fairly large single purchase about six months ago intending to pay it off in increments (and have been doing so religiously since).

Not a major "loss" for me as I did not intend on using my HSBC card again, except in an emergency (which isn't anticipated), but I certainly do not appreciate a slash in my credit limit without notice.

So, all you HSBC execs, full of crap on your million dollar salaries, bite me.instead of you using me, I feel I have used you for all you are worth and I continue to enjoy my purchase of about six months ago.

You are still a sub-standard company. But then again, you are in the banking business and we all now know how sub-standard you are.

May you go bankrupt and not receive any bailout funds.

[ in Maryland ]


Offender: HSBC Bank

Country: USA   State: Maryland   City: Hanover
Address: 1352 Charwood Road
Phone: 8003797999

Category: Business & Finance

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