American Express
Default Rate of 27.22% After Limit Cut and a Few Week-Late Payments
I have been an AMEX customer since 97 and I have never been late on a payment past 30 days. I have been late maybe a week or so as the payment slipped my mind but I never would intend to skip out on my obligation. I accept and pay a late fee of $39. I have carried balances on average of about $10k. ...