We paid off our Providian/Get Smart Card in May or 2002 and were pleased to do so. It was our obligation and our responsibility. Once this card was paid off, we never heard another word from Providian, other that the occasional "get a credit card" crap you get in the mail. Mid to late ...
Providian-Emerge whatever they call themselves are charging me late fees and I am not late on a payment. They call up and are very rude to whoever answers the phone. They don't want to hear your situation but they say they want to help. What a big rip off. ...
I had a Providian account with a $300 credit line. I made a $400 payment (Providian's fees put me over-the-limit). The very same day I received a letter from Providian stating my account had been closed. It was later sold to Emerge. Since Emerge has taken over this account I have asked to speak to ...
I had an account with Providian and I wanted to close it so that I could pay it off. I had an interest rate of 18%. A month or so later I received a bill from Emerge. Didn't know who they were had never had an account with emerge. I called Providian and asked them who was Emerge and they told me ...
Had a mastercard with providian for quite a long time. I became unemployed and missed some pymts. Afer a few months I made Pymt arragements with providian and then they sold the acct to E-merge. After calling them and finding out that Providian sold my acct to them I had a bal. Of a little more ...
To all who were victimized by providian and emerge, please read. I myself am also a victim of this company's deceptive practice, having my account sold over to emerge. Although i was never late on my payments, further more paying on average every two weeks. I came across a little law which i took ...