I would just like to say the emerge credit card is a total rip off. I have been with them for over 3 years starting out at 19% interest and am now paying 29.99%. I have never been late on a payment or ever missed a payment. I owe $3,591.52 and am paying a finance charge of $89.14 cents per month. I ...
I open this account with Providian with low rate about 19% and than I recieved a letter that Emerge took the account and the rate went up to 29% and I pay the bill every month and the bill only goes down a few dollars cause of the high rates they charge. I canceled my card but still have to pay the ...
We had filed bankruptcy and included my providian account, the lawyer sent out freeze account papers to all of our accounts including providian (freeze accounts means just that: no activity allowed on the account until the bankruptcy is cleared) and then the bankrupsty was approved, so that was all ...
Providian arbitrarily switched my account to Emerge. Emerge interest rates are higher. Emerge customer service is poor at best. (Once you finally navagate through their extensive automated attendant). They finally started up a web site for checking your account and paying your bill. HOWEVER, Emerge ...
I joined with a two hundred dollar credit limit, and three months later, they switched me to emerge, because providian was in trouble. I now owe emerge close to a thousand dollars and i have never seen an interest rate on my statments. ...
When I first received the providian card, it had a low interest rate, something like 14%. I had a limit of $2500 and I was doing just fine with paying my bill every month and with no advance notice or good reason, they switched me to emerge which has a really high interest rate of 29.97%. I don't ...