After making all of my payments on time and more than the min. Amout due, I received a letter notifying me that my interest rate was going up, based on my and other customers credit report. I figured it would go up a little bit, but the almost doubled it (29.99%). What really is hard to believe is ...
I applied for an Orchard Bank card online. When the card arrived, the fees were disclosed with a whopping $89 a year fee and 18.9% interest rate, so I never activated the card. Next month, I receive a statement with a minimum payment of $8.90. I never activated the card, so I called Orchard Bank ...
I had an old credit debt card debt that attorneys are now taking me to court for. Problem is that they changed the time period in question to fit within the statue of limitations law! Wrong, but what can be done since I no longer have the original paperwork showing the correct time frame in ...
I can't say they are fraudulent for sure, but at least very mismanaged. My account was froze, "because my statement was returned by post office" Meantime because my statement was "lost" I was charged a late fee, which pushed me over limit, causing an over limit fee. I tried ...
In march Orchard Bank approved me for a credit card! When I received the disclosure notice stating that the apr would be 14.9%, and that the card would carry a $72.00 annual fee! Well, that changed my mind real quick! So, I never activated the card since I had just gotten approved with HSBC! The ...
Everything bad you read about this company is TRUE! Their fees are OUTRAGEOUS and not warranted. I believe the only reason they lend you money is to then assess late charges, over limit fees, interest and insurance. I've had to call 3 times for them to get my address correct!!! I can't believe the ...