I was called by a representitive of Orchard Bank and offered a Charge Card. I was told that their intrest rate was 15.9% and had no monthly fee. I was sent the card and tried to activate it in November and it had already been activated by them. I used it that day and the first bill that I got from ...
Sent a payment over a month ago. They never credited it. I have even made another payment since then and it has benn credited. Every time i call they give me another lame excuse. Now I feel like I am out the 400.00. They also never answer the phone or speak very good english. I have talked to ...
I've had this card about 1 1/2 years without problems. I must be lucky. Their 800 number 724-4964 which they do not print on their cards. My best advice is NEVER, NEVER cash one of those little $5 checks they send. You are signing up for something that is almost impossible to get out of without ...
I applied for an Orchard Bank credit card on April 6th, before I checked into their credibility. I called them later on in the afternoon to tell them to cancel my application and told them to not debit my checking account for the $200.00 deposit that I needed to put down. I was told that they ...
Yes, As of 3/1, in spite of the convoluted language (ACCIDENTAL?) in the card I received, A "MINIMUM" $2.00 finance charge will be "applied 4 each billing cycle for which a finance charge is payable". This means every time you have not paid in full!!! They have the guts to tell ...
In January, I gave in to paying bills online. Every bill collector I have got their money except orchard bank. They claim I typed the account number wrong. I am extremely careful when dealing with my money. (especially online) I was charged a 15.00 returned payment fee and a 30.00 late fee, which ...