It's bad enough this company charges an outrageous interest rate of 29.99% but then if you want to pay your bill on line they want to charge you $9.95 to do it and if you call them to pay if you know your payment will be late they charge you! This is the worst company. If I had know Providian was ...
I can't believe this! I thought there was something fishy going on, but couldn't get any answers. A company began calling us about a week ago. They asked for my mother and when I informed them she wasn't at home, they hung up. My mother was out of town for a week. Within that week, Emerge called ...
I was shocked to see that I was not the only person getting screwed by the Providian/Emerge "thing". I am a soldier in the United States Army. I was stationed in Germany when I received my Providian card. Shortly after receiving my card, I was deployed to Kosovo. No problem, I'll do ...
I sure am glad to have found other people in the same situation. I too had a Providian card that was cancelled for no reason and sold to Emerge. I recently ran a credit report and found, although I have not received any corespondence from Emerge in months, that I currently am over 120 days past due ...
I just got off the phone with an Emerge representative. Several problems I was having with them. The initial problem started when it switched to Emerge last year. I kept getting charged over the limit fees because of the annual fee charged to me. I was told as long as I made the minimum payment, I ...
First of all Providian sold or transferred my account to Emerge, my interest rate jumped to almost 30% and the fees went through the roof. Twice now I have received letters from them to sign up for the Pay Assist program wherein my interest rate will drop to 0% for 6 months (enabling me to pay down ...