This company has a credit card in my name and will not stop calling me. They have sent this to a collection agency. ...
These guys sent me an offer a few years back indicating that my 4.99% would be for the duration that I have this card. They clearly indicated that they wouldn't raise interest rates. So I asked them: Why is my interest rate at 23%? Here is what they told me: Annual Percentage Rate (APR) is used to ...
My wife and I pay all our bills through E*Trade Bank Electronic Bill Pay. Our payees include nine (9) credit card accounts and seven (7) other organizations that accept electronic payments. With one exception (Capital One), E*Trade guarantees payment delivery in three days for any vendor accepting ...
In April I was given the option of accepting a higher interest rate of 17.9% or closing my account and keeping the current rate of 11.52% while paying off the balance. I was given a phone number to call to decline. On April 5 at 5pm I called the number and declined the offer and closed the account. ...
I do not own a credit card. I am still in college and have refused to get a credit card because I haven't had a steady income to be able to pay off anything I would owe. Recently I decided to get a credit card to begin building some credit, but for some reason I was turned down for a credit card I ...
COB offered a pre-approved credit card that I accepted advised that it would improve my credit score only to find out they charge an annual fee of 18.5%. The advertising literature I reviewed made no mention of an annual fee. Thanks. ...