Providian Financial Corp. Was fighting for its reputation a year ago. Now it's fighting for its life. With an overhauled management team and a restructuring plan blessed by federal regulators, Providian officials believe they can restore a credit card issuer damaged by the desire to boost revenues ...
I also owned a Providian Credit card, then it was changed to Get Smart Card, and finally Emerge Master Card. I have since established my credit again and have paid Emerge with an transfer balance, they accepted it twice from my new card company and getting the money back is impossible. My card ...
I just got off the phone with an Emerge representative. Several problems I was having with them. The initial problem started when it switched to Emerge last year. I kept getting charged over the limit fees because of the annual fee charged to me. I was told as long as I made the minimum payment, I ...
Musicians Beware! After a show we did in Laconia NH we were approached by an employee from Papa Blues (Don) asking us if we had a demo. The band I play in needed to record a demo a.S.A.P. So on his recommendation I called the studio the next day & made an appointment with the owner. We (the ...
I had a "Pay Pal" Visa issued by Providian National Bank. After the first year and with a perfect payment record (no lates ever) They charged me a $39.00 annual fee. I contacted them via their website and asked the the fee be removed or close my account. I had not realized there was any ...
Have been fighting with Providian since June. They changed account number while I was in Europe so card was worthless. A hotel that I had cancelled was charged to card September. I disputed charge of $47.18 and paid remainder of bill. They charged me interest for entire September bill in October. I ...