For my last three billing cycles with Providian they decided to charge my account with a finance charge even though the account was paid in full and sent weeks ahead of the due date. When called thier representitives will beat around the bush. These people really don't know how to handle a ...
I had a credit card account with Providian. I closed the account back in 1999 and thought I had paid it off in full.in September I get a notice from the sheriff's office that some one has file a law suit against me. It was a collection agency called Unifund CCR Partners which had purchased the ...
Maybe about 2 years ago, I was just happy to have an application accepted for a Paypal Visa Card. I was a spend happy college student (still a student, but have learned a bit of a lesson), and maxed out the card. My father passed away in May. With the money I recieved from the worst time in my ...
I was proceeding in a divorce and did a balance transfer to eliminate our joint credit cards. I recieved a letter containing a pre-approved credit card, at a 0% introductry rate. When I recieved the card I immediately cut it up so there would be no futher charges on this card. Since then there has ...
After Providian increased my interest rate to 28% even though after three years, I had never been late, I paid them off and they charged me interest for the next two months even though there was NO balance. I paid an additional $50 because they threatened to destroy my credit. Providian practices ...
Interest rate on credit card raised from 18.9% to 28.9% without reason. Have always paid ahead of time and more than the minimum amount. No notification or justification was given for rate increase. ...