I believe Bank of America is illegally accessing credit report records at any time they please. I called their customer service to ask for a reduction in my interest rate and the representative looked at the amount of debt I owed on all my credit card accounts including those with other banks. I ...
FIA Card Services offers a Bill Pay service that purports to allow you to set up "AutoPay" so that they get paid every month. What they don't say is that you can't set it up to pay the balance in full every month. It took me extensive research thru their help system to realize it was ...
I was informed by BOA that my interest rate on my credit card was going up to 27.99 %, so I called to find out what was going on. I was told that I was only making the minimium payment on cards, which is not true since my credit rating just went up to @ 680 for paying ahead of time and paying more ...
Simply stated, I filed bankruptcy and it was discharged in August. A couple of days ago I ordered my annual free credit reports. Listed on them are accounts I had with MBNA that were discharged in Bankruptcy but they are listed under Bank of America as chargeoffs. I have never had an account with ...
I am not the only American who is beginning to feel the credit crunch, and the news reports warn that credit card debt looks to be the subprime mortgage fiasco of 2008. And like the subprime mortgage scam, the poor (er) suffer while the rich (er) and richest continue to stick it to their fellow ...
I have a credit card account with Bank of America. The most recent statement was due on 10/8/07 (Columbus Day). When I received the statement, that date didn't even register as a holiday to me. I don't get it off, so I hardly notice it. I made a payment at a Bank of America branch on 10/6/07 (a ...