After applying for their credit card online, I never heard anymore till 6 weeks later. They sent a statement and said I owed them $178.00 on a $300.00 credit card. The $178 was processing fees, application fees, participation fees and annual membership. When I called and said I didn't want this ...
You wind up spending less than half your balance. You are then charged $20 dollars per month as repayment. This way you'll never pay off the charges you make. This is fine until you miss a few payments (everybody does). Your magic $300 credit limit goes up though you do not have acsess to any money ...
Like most of us I too, was a victim of these scumbags. I've been away for about a year and when I came home, my father tells me that he has been making the payments for my FPB card. I had never made a card with them. So I call them to dispute the matter. I refused to pay and told them that I would ...
Yes it was about 3 months ago that I was supposed to receive this credit card. They said that all I had to do was send a 39.00 processing fee. Well I did that and never received anything. Well I thought that I had lost my paperwork on this letter. I was cleaning out my bills and there it was, so I ...
I was employeed by First Premier Bankcard for about 9 months. They employ mostly college age kids that are encouraged to get results and keep "their collection numbers up". The means and manner they use are losely regulated even though most do manage to pass the FDCPA (Fair Debt ...
I requested a credit card and I received a first bill that includes the following charges: Program Fee $95.00 Account Set-up Fee $29.00 Participation Fee $ 6.00 Annual Fee $48.00 Thus I have not made any purchases with the card but already owe this bank $178.00.! I looked up the page enclosed with ...