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Synchrony Reviews & Complaints
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REVIEWS & COMPLAINTS1,060on USAComplaints · none in last 3 yrs · latest 2017
WEBSITEsynchrony.com
HEADQUARTERSStamford, CT
PROFILE CHECKED2026-10-19
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 1,060 historical complaints about Synchrony, published between 2001 and 2017. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on the full company profile.
- Credit limit lowered on three store cards despite good payment history
- Lowes credit limit cut from $2,000 to $700
- Advice for paying off GE MoneyBank accounts and documenting everything
- Credit line lowered despite paying Lowes card on time
- They lowered my credit limit from $1,000 to one hundred dollars
- Charged bounced check fee but bank covers all my checks
- Credit limit lowered because of unrelated card issue
- Promotional period only 3 months; requested change never applied
- Extra payment taken from my account on co-signed dental card
- Refused balance transfer without notice; $95 accrued
- Payment due date changed, causing $39 late fee and finance charges
- Illegal charge disputed with no response from Fraud and Disputes
- Online payments returned as no account, causing fees and account closure
- $300 credit line increase repeatedly denied despite high scores
- Gift card funds taken on declined purchase and not restored
- Triple monthly payments not treated as prepayment, late mark if skipped
- 47 collection calls in two weeks, then interest raised to 39.858%
- Joint account closed and charged off after co-holder's bankruptcy
- Lost check led to $700 in late fees on RV loan
- Payment plan not honored, $39 late fees and 90-day late report