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Credit Acceptance Corporation Reviews, Complaints & Contacts
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REVIEWS & COMPLAINTS212on USAComplaints · none in last 3 yrs · latest 2013
WEBSITEcreditacceptance.com
HEADQUARTERSSouthfield, MI
PROFILE CHECKED2026-11-02
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 212 historical complaints about Credit Acceptance Corporation, published between 2004 and 2013. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on the full company profile.
- High interest and calls showing as Out of Area on caller ID
- Calls day and night looking for former roommate who listed my number
- Payoff check one day late and $20 short left over $400 owed
- Dealer raised price $1,400 and forced warranty before we walked away
- 55 voicemails in four days while traveling for business
- Misled on interest rate and warranty, calls at 1 AM
- Car lot employee describes dealer down-payment loans and held paperwork
- Dealer employee describes lender bonuses and illegal deferred down payments
- Lender insists due date is the 1st although contract says the 15th
- Identity used for car loan, now reported $7,000 past due
- Repossessed after late payment, then extra $270 repo fee charged after payoff
- Ten calls a day at home and work from rude agents
- Wage garnishment of 10% after repossessed car and disreputable dealer
- Employer harassed by collection calls for employee despite written cease and desist
- Unreliable first financed vehicle, repair costs and collection on credit report
- Car disabled by payment device after IRS seized bank account, 21.95% interest
- Cannot get account balance after vehicle was sold, credit still reported monthly
- Loan paid off early but credit report shows collection account
- Would not send title to refinancing lender before payoff
- Bank account garnished over deficiency after repossessed car from failed dealership