Right after I got my car loan, the IRS seized all the money I had in the bank. This of course put me behind in everything. I struggled to get that car payment in, even went to a payday loan place, which of course was stupid but I was so afraid it would be cut off. It was turn off a few times when I had made the payment anyway. I went shopping one day, came out and they had turned my car off. My payment was not late and not due. It was the weekend so I had to wait til the work week to get someone to talk to in that department. Well because of all this and the fact that I also had a $400 electric bill, I got behind on my payments so consequently my car was turned off. I called them and told me I could make a payment the 14th of the month and asked them to please turn my car back on so I got get a part time job to get the car payment caught up and keep it that way. They would not do it and I had to have a car to work another job. I am now two payments behind and would make one in just a few days when I get paid. They are going to pick my car up Monday. They said they would work with me and frankly I would rather pay for the car than have it picked up. I have had a lot of horrible things happen to me this year and frankly I don't think having a car repossed is a big deal in the scheme of life. My mother died, I had an ordeal with breast cancer, my brother in law died and the IRS seized my checking account. I explained all this to them thinking it might help but no, these people are ruthless. I want to do something to protect people who have some hard things happen to them and get preyed upon by predatory lenders and that is what Credit acceptance is. My interest rate is 21.95%! That is ridiculous! I will end up paying $20,000 for a car that isn't even worth $9,000. I guess I could look at it like they are doing me a favor. I just want to warn other people and help all of us. I am going to write to the attorney general of Ohio and of Michigan.
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