Listen UP! The truth of the matter is, GEICO is the biggest user of Credit out of the BIG 5 Insurance companies... They use it for up to 35% of thier underwriting criteria in most states that they run credit in... They also run credit hits w/out permission in a lot of cases through transunion*Its a shame that credit is used to determine a rate even for the most responsible drivers but alas' thats what GEICO is helping to make a reality...
The company also will hold against you any occurance information you give them for a quote even if it turns out not to show up on your reports when they are ran!!! There is more but these are two things to be leary of when shopping with them, at least Progresive is up front with thier credit checks before you give any information...
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