I needed a car and settled for WFS, even though they stabbed with a high interest rate. I had bad just claimed bankruptcy so I agrred. They said I could refinance after a year if I made my payments on time. I kept up my end of the bargain, however they did not.
This upset me, but I was still fine. Now in November of this year, my loan is to be paid off. I look at my payoff amount and it is way off of target! Not by a little, but by about $1500! I have asked three different reps about it and they all give me a different answer. One guy said it would all equal out in the end and not to worry about it. Another really didn't do anything except run around with it. The last lady just told me that it was because I deferred three payments and it put them all due at the original maturity date. This is contradictory to my papers. My loans original maturity date was August but then I deferred 3 payments to make the date in November. She said the extra money supposedly due by me is due on the maturity date, even the extra $1500 that I have no idea about.
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