Usacomplaints.com » Cars & Transport » Complaint / Review: Consumer Portfolio Services And The Finance Co. - CPS harassing phone call, insults me and hangs up when im one month behind, or even a few days befor due date. #529847

Complaint / Review
"Consumer Portfolio Services" And "The Finance Co."
CPS harassing phone call, insults me and hangs up when im one month behind, or even a few days befor due date

These people are idiots-6 months after i puchased this van they started calling me a few days before my due date wanting me to give them my banking information or a post dated check and being very rude about it even after i said i had already mailed the payment, this has happened 2 or 3 times a year over the last 3 years-thats how long ive had the van by the way! I notified them once that i would be late on a payment and they said they would enter a hardship deferment in my case (my father had just died and i was overwhelmed with bills) a month later they called me threatening to repo my van and said they had no such thing as a hardship deferment, THE LADY DOING THIS IS SOME HISPANIC LADY IN IRVINE CA AND HER SUPERVISOR-, im sure you have all talked to her. She threatens me with repossession and before i can tell her anything she hangs up on me. She has also threatened to call my family that i listed as references and tell them how irresponsible i am. She has also threatened some kind of lean on my property for some odd reason - (i was a month behind at the time, this is right after my dad died).
I told them recently to come and get the van that i wasnt paying them anymore because we lost or house due to forclosure and couldnt afford it, but i agreed to send them another payment (that i had to borrow) and they agreed to forget about the month i was behind, i sent them my last payment on the 3rd of november and they said it was recieved on the 6th, my payment is due on the 10th. I called them the day before thanksgiving after recieving a letter that i was now 2 months behind and in reppossession status they said i was only a month behind and agreed to let me pay that month at the end of January when we recieved out taxes-OK SHE SAID, WE UNDERSTAND EVERYONE IS HAVING A LITTLE TROUBLE RIGHT NOW THATS FINE



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