Had Farmers for over 30 years between Texas and Oklahoma. They had our cars insured as well as multiple houses at one time. Had a very small fender bender in Sept. 08. $862 to my vehicle of which I paid a $750 deductible and about $500.00 to the other vehicle. Farmers paid out less than $800.
Accident was on private property. The other driver pulled in behind me after I started backing. As much her fault as mine, when I checked behind me no one was there.
In January Farmers increase my insurance rate for 6 months from around $480 to over $800. Agent stated that underwriting would not reduce this rate. I switched to State Farm and not only got coverage for $480 for 6 months but got a $250 deductible instead of $750. Go ahead and buy Farmers, just don't ever have a claim and if you do expect them to double your premium, no matter how long you have been a customer. No forgiveness from this company.
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