This company is the worse company i have ever crossed, I also work in the lending field and i am having so many problems with this company it is insane. I have been paying a very large payment on my car and i have a Saturn!!! My payment is around 530. A month. My car is 2 years old now and i have been paying on this loan for 2 years. How is it that i owe the same if i payoff my vehicle that i bought it for 2 years ago? I will tell you why, they increased my intrest rate to 19% without my knowledge. I did not sign a contract at 19% i would not do that. They give me late fees when my payment is not late. They charge 17 dollars a day every day after your payment is late even in the grace period. I have been up to date with my car and they call me about 3 times a day saying that i am late and i owe them 3,000 in late fees and intrest, etc. There is no way i can pay this vehicle off without loosing about 25,000 in fee's to this company. There has to be something i can do to get my money back.
Since i refuse to pay 3,000 in late fee's the company keeps charging me 17 dollars a day and this has been for about 3 months, they will not fix it they just want to take more money out of my pocket.
I would appriciate it if someone could let me know what to do about this, i am to the point where it would be cheaper for me to buy 2 cars than to try to pay this one off. I am about to just let them take it or sue them for all of the lending laws that they are breaking. I have documented everything they have done and all of the payments i have made to them. Just need advice, or justice.
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