We went to Ypsilanti Imports Auto dealers to buy a 2005 Dodge Grand Caraven. WE had spent weeks shopping for an affordable reliable family car. Just as the same routine apparently happened to us we guarantee financing, and good way program to build up credit etc etc. Arbor Finance they said. Fine we put our down on worried a bit bout the high payment but figured we will trade this in after a year for a better loan... Besides I figured high interest bad credit things will get better in 1 year. We needed a family car, and the job was bringing me to travel more to different stores in my job.
WE bought this van on March 17. Two weeks later we kept getting calls that we were late on our payments, but the contract said first payment April 17 349.96. I have the contract in my hand we bought this van this date and the contract indicates 1st payment due April 17 to Arbor Finance in Farmington Hills, MI. This went on between bounced calls to my husband at work and me at home until April 1st.
By April 1st, the phone calls were insistent. No your loan was just bought from us Affiliated Finance Company. I looked up there name thought strange and saw their website ok weird but hm. SO we were sending our payments every month by the 1st TO Affiliated Finance Company first 2 months seemed to have Sunrise address with that letter of lateness which it was never late in my orig contract but sent it anyways by the first then the letter and phone calls indicated Davie location. I said to my husband something stinks here much so... We never had so much trouble before not like when we financed with Ford Credit once.
Well I can tell you this... One day the van was gone right out of the driveway, you see we got so frustrated with this company phone calls and we told them come and pick up the van. SO when it was gone we figured ok they repoed it. I called Ann Arbor Police Department to tell them my van is missing they had the info and said sorry it was repossessed by your finance company. They asked for my finance company name and she said yes that is the name on the order. Ok gone.
Now we are just as yesterday getting notified by Bayquest? Where is the van. It was never picked up etc. Wanting info from me and I told them to verify with Ann Arbor Police to confirm on Feb 2 what was told to me by officer.
I said who are you Bayquest we never financed with you. Why are you wondering where the van is? Strange. It was a recovery repo company in Grand Rapids 616 877 4487 looking for the van? Hence, why I did a search to see, "who was Bayquest." I am now discovering we may be in a rotten deal. What is going on and does anyone know what now is one to do, holy cow?!
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