This company advertised on t.V. They promised that anyone regardless of past credit can get a new car for only $0 down and $88 per month. Sounds to good to be true? It is. I have had some past credit challenges, but I currently have a car with great payment history through an in house finance. These type of finance deals don't report to the credit bureau unless you fail to pay. So I figured this would be a good way to start building positive credit after I saw the ad.
I was contacted by a local car dealership KarMart USA. This is a very reputable dealership in our area. They were very nice, they did treat me well, but there was no way I was getting a car for nothing down and eighty-eight dollars a month. I have a friend that also had some credit problems and got the same result I did. My friend filled out the same online application and went through the same steps I did, just to see. He actually has better credit than I do.
The bottom line is unless you have a co-signer, don't waste your time.
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