You need to know that LBAC is an organization founded on the principles of immorality, corporate malfeasance, and employee ineptitude (Jose in Orange). I have been a customer of this overinflated loan company for 3 years due to credit constraint. I have made my payments in a timely manner, yet one late payment constitutes verbal harassment not only to me, but to family and friends that they have contacted via references on the loan application. Do not do business with this company! They are the plague of the auto loan industry! Avoid them at all costs! Because doing business with them will cost you in the end.
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