I received a phone call from some guy with an Indian accent saying they received my application for an auto loan. They had me verify the last 4 of my social then they read me my entire social security number and told me they would forward my information to some car lots and they would be calling me within 24-48 hours.
Well, Mike Labno called me the same day and told me to take a trip down to the lot so i could drive away in my new car with no money down. He told me I was approved. So i was very specific in what i had to say next. I asked "so i have been approved for a car without a co-signer?" he said yes. I then asked "So I dont have to put any money down?" he told me no. Then I asked "So i already have a finance company and everything?" and he told me yes. So i drove 45 minutes from my house to the lot to get my car. I arrived and Mike wasnt around. I waited about 20 minutes for him to show up so someone else started to handle my paperwork.
I started to suspect that this was a waste of my time because how can you tell me that I am approved for a car and you all dont even have any of my information in your system? So i gave them my information and in walks Mike. 20 minutes later he comes and asks me if i have anybody who would go on a loan with me? I replied a co-signer is out of the question and you told me I wouldnt need 1. He was stuck. I gathered my paperwork and walked out. He wasted my time and gas money and on top of that, HE LIED TO ME DURING OUR FIRST CONVERSATION! Do not waste your time with this dealer.
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