Chad is a deceptive and manipulative individual who is scamming agents out of their commissions. He professes to have a cost reduction company that saves all kinds of money for businesses when in reality he is peddling other people's services and keeping the majority of the money. Chad owes me thousands of dollars in commissions which he refuses to pay. When asked he has all the excuses in the world and has yet to make good on his promises. Do NOT do business with Chad.