Today I answered the phone even though the number and name were "unknown" The girl who said her name was sheena rodriguez said I was pre approved for a visa or mastercard and she just needed some information to verify that i was eligible for this certain card.
She asked if i was over 18... Yes did i live at this address... Yes did i have an active checking account... Yes, ok then she told me that i was approved for a credit limit of $5,000 and there was no annual fee no monthly fee nothing like that, seeing as i am trying to establish my credit i thought this sounded great.
She then told me that there was a processing fee of $219 and that this would cover the package that they were going to be sending which at anytime i wanted to apply for another credit card i could just go through their company and that the $219 would cover every other card i ever wanted.
Ok sounded somewhat ok, i really want a credit card so $219 was going to be just a small fee for finally establishing credit. She then asked for my checking account number and stupidly i gave it to her so that she could make sure i had an active checking account.
She then said she was transfering me to someone to finalize the process. The guy asked how long it would take me to come up with $219 so i told him give me about two months, he then said no i can only give you a month. I then said nevermind i dont want the card. He asked me why if i didnt want it did i give him the checking account number. I said because i thought i wanted it but $219 was a lot of money for a credit card when most people get them for free (no processing fees or anything like that)
He then tried to persuade me to change my mind and i just kept saying no, after 15 minutes of being on the phone i finally hung up. He immediately called back (unknown name and number) so i answered it, he asked what happened, and at this time he started getting very rude. I told him i didnt want the credit card and he could take me off the list. He asked again why i gave him my checking account number then.
It finally got to the point where we were screaming at each other and i just kept telling him to take me off the list and not call, again i hung up and again he called back within 2 seconds. I answered the phone and told him that i was going to report him to the better business bureau and he said go ahead and even gave me the number to them which i'm sure is a phony number. He asked me to listen to him and what he had to say and i said you need to stop calling because this is harrasment. He then threatned me and said that if i didnt listen to what he had to say that he would give everybody my account number and phone number.
I then asked to speak to a supervisor and of course he was the only one there. After arguing with him he finally said fine i'll transfer you to someone. The phone rang and someone picked it up. He was talking real soft and i thought it was the same guy trying to sound different so i said who it this, is this the supervisor, and he said who is this and was not very nice at first but then asked if i was being solicited and i said yes.
Turns out the guy had transfered me to a guy in new york (im from az) and said the same company had called him yesterday and tried to scam him, they had told him the same phony lies they were telling me. So he called the police dept.
I then went and immediately called my bank and told them what had happened and they put a stop on all transactions.
I went online to see if the place was even real and typed in rx financial and it sent me directly to this website. I read the other article and am thankful i stopped any transactions that were going to be made from my account.
If anyone gets a call from this company and the people on the other line are all foreign and very persistent on getting you to agree to pay the amount discussed, dont give them any information and hang up before they can even ask you to verify anything whether it be your name and address or checking account number.
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