At about 7:30am, March 24, I was telephoned by someone claiming to be a representative from First Approval Visa. They asked for me specifically.
I had just awakened and was told that I was going to be approved for an unsecured Visa credit card. There was a 2.9% APR and no monthly or annual fees. I was asked for my driver's license number. I replied with the number and after this, I became totally aware of what was happening. I realized what I had done.
The individual then asked me if I had a savings or checking account. When I said yes, he said he could have the card sent out within two days if I gave hime the account number to withdraw the "registration fee" of $299.00.
I was now very reluctant to give out any information and I began to ask the individual questions. I asked him why he needed the account number right now. He said that he could have the card sent out in two days, otherwise it would take up to 30 days for it to be delivered. I then asked him to repeat the name of the credit card. He replied that the company was "First Approval Visa".
I then told him that I had to take my children to school and would he give me a phone number so that I could call him back just as soon as I returned home. He answered, " (866) 969-6272".
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