I used to work for Peoples Choice Home Loans and they laid me off 3 weeks after giving me my refi. They sold to America's Servicing Company and I fell behind on my mtg since I had no Job. I had a knock on my door from a stranger asking to buy my house since there was a forclosure in public records.
I have never been served by ASC and when I found out they called to work out a payment plan which I agreed to as long as I received it in writing. The 1st amt was 1400.00 but I never rec'd paper work and they told me they would not email or fax. The second call was 2900.00 which I did not have but still ask for paper work.
They would not email or fax and still nothing. Now they are telling me 7k and still no paper work. I have not been served any thing. I have sent three checks and all returned to me.
I had a knock on the door from a stranger telling me the sale date is 11/28/04 but I still have nothing from ASC. They call every day but when I am able to speak to them they put me on hold for over two hours and never pick up. I only have a cell phone so I hate to see those charges. The stranger told me the attorneys name handling the foreclosure and he is not even returning my calls. What do I do??? I love my house
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