I was contacted by an individual who pretended to be a lawyer and retired US Military. He guaranteed a mortgage modification and claimed I would be protected from any foreclosures. He was neither a lawyer nor was a ever in the military.
They initially stated there would be no charge for their services. Later they asked for $3,000. When informed I didn't have the money, the pretend lawyer instructed me to not pay my mortgage for 2 months and use that money to pay their fee. He kept saying how I'd save thousands a year once the mortgage was modified at a much lower rate. At one point, they even stated that they are not law firm and they do not practice law even though all thier letterhead says you're hiring a lawyer.
Do not do business with them. They will never return any phone calls nor provide any services that cannot be provided by other legitamate organizations for free.
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