In September I contacted American Mortgage Relief Services and spoke with Ryan Dopp. He explained the program but a $2995 fee was required to get started and he guaranteed me that if my mortgage wasn't modified, I would receive a full refund. No questions asked. Stated program would take 3 to 4 months to complete. I agreed and put the $2995 fee on my credit card. Things went south after that. I would constantly have to call them for a status update. It was one excuse after another. Finally on 3/15 I successfully disputed the charge. Ryan Dopp contacted me and stated that a lot of work had been put into getting the mod completed and were on the final stage and if I didn't allow the charge to be put back on my card the law firm representing them would probably go after me for the money. On 4/21 I signed a form to allow the charge be reinstated. A few months later, I was notified that my mortgage had been resold on the market and that the new servicer of my loan wasn't participating in the making home affordable plan.
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