I got a letter today January 17. From CCA with $6,500 limit. I thought I could rebuild years of bad credit a little at a time.
It seemed a little "too good to be true" but I was hopeful so I agreed. Then I went on-line to see if I could find the catalog or something about the company. Only to find this site.
I am very scared. I called the company immediately. I told them that I wanted to cancel the membership. I thought that as with any other business contract a person could cancel within three business days.
The opperator said there was nothing he could do. I made an aggreement and it was a life-time membership. Isn't there anything I can do.
I did call my bank and left a message on their answering machine explaining what happened and asked them to refuse any electronic withdrawl and told them that I would come in the morning to try and find a solution. I guess they can continue to take money every month because of this agreement. I will maybe have to close out my account and go to a different bank. I did not want to do that. This is horrible. How can I protect myself from this again?
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