I paid my credit card bill along with a job loss insurance premium on time for this credit card for two years. I unfortunately was layed off from job. I subsequently and filed a job loss claim with ALL my credit card including my Legacy Visa card with First National LLC. My Discover Card, My two Master Cards and my Capital One card all accepted my insurance clam and paid my bills for six months agreed but First National decided not to pay. The reason First National stated that they would not honor the insurance claim was because I didn't work over 30 hours a week when I was employed.
Now what in the world would that have to do with paying an insurance claim. That would be like paying for your auto insurance and when you get into an accident, your insurance company says they wont pay for your car damages because you didn't work enough hours at work while you were driving the car. One has absolutely nothing to do with the other!
It sure is funny how they accepted my insurance premium money every month knowing that I only worked part time but all of a sudden when its time for THEM to pay like I did for over two years, they use a INSURANCE FRAUD tactic to get out of honoring the insurance claim.
When I get back to work I am paying off this credit card and saying good riddens to bad business!!
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