You will be called by telemarketing and they will tell you about an online business opportunity that will generate immediate sales in the credit card industry. The cost up front is $419, you will then sign legal docs which will contain a no refund policy and then when you get the training you learn that it is going to cost another $5,000 to $10,000 to run the business. When you learn that it is Money Now Funding - hang up!!!
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