Unfair and deceptive business practices. They violated numerous FDCPA. First a guy named VJ called my wife's house to discuss a debt with American express. He threatened her with a judgement.
Then I decided to take over. He called me 5 times in a row every half. I took the call, I was in negotations with him, returned all his call. Then he tracks down my dad in California, calls him every half hour and discusses my debt. I called him to confront him and he denied it. Eventually he admitted that he did call and calls me a liar.
I have sent a cease and desist letter on Aug. 23rd and he continues to call and harasses me. He acknowledged he got it but he will continue calling to harass me. He then had someone in pre-litigation call me to settle the debt. These people harasses and breaks every single violation you can imagine.
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