I received a call from USA Credit about an unsecured credit line for $7,500 and that I would never have to pay interest on purchasses with no monthly fees or anything. They sounded so convincing and they said that they were competitors with Wal-Mart and Target (online). They told me that it would help build my husband's and mine credit.
They also told me that for a small fee, I would also get free roadside assistance (now isn't that an oxi-moron)! They ended up taking out $108.90 from my checking account for this supposed great credit card. Later that day, we (my husband and I) looked at the website to check out what we thought was a good thing, then realized that it was all a scam!
They wanted everything marked with 2 *'s to be paid in full and EVERYTHING had those *'s! When I tried to call the 24-hour customer service number they gave me, the automated teller person said that I had an incorrect number and to hang up and try my call again! They lied to us; I explained to them in the beginning that my husband and I just got married and we were just starting out in life and couldn't afford the $108.90 that they wanted from us.
When they heard that they assured me that I would get an extra $5,000 on my credit line to equal $12,500 and that they would REFUND my money in the form of a certificate that would be sent in the mail. I never got the certificate, never got the credit card, or any help. All I got was a lousy phone call that ripped me and my husband out of $108.90 that was to pay our bills!
They also told me that they were going to take out $19.95 every month if I wanted to keep the $5,000 extra credit. So, how am I suppost to cancel this crap if they gave me the wrong number!?! I find it ironic that the first time I trusted an online company to not be a scam, they were!
I feel so STUPID for falling for it! I can't beleive people actually live with themselves doing this to other people! It's CRUEL and HEARTLESS and it needs to STOP!
Someone needs to do something about this and help us out so this can be prevented from happening to anyone else! Luckily, I found this website (usacomplaints.com) when I was checking out a different credit card company that sent a credit card to us in the mail, the funny thing is that they were on this site as well! I found one scam before it was too late, but unfortunately, it was to late to save myself from USA Credit (usashoppingclub.com).
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