I was contacted by phone that I had been approved for a credit card with a $7500.00 credit line. I was interested because I am trying to rebuild my credit.
I was required to send a one time refundable fee of $79.95. I was told that I would get the money back when I received my credit card.
A month went by and I still had not received my credit card... So I called the number that I had been given (which I have since misplaced) and was told that it would be in the mail within a week.
I finally received the credit card with the credit voucher for $80.00, but when I was reading the information that came with it I then realized that the voucher was only good toward a purchase from the online store, but I couldn't be used for the first downpayment. It was only at that time that I found out that the credit card was only good to use on the online store purchases and that you could not use the card towards any of the bargain basement blowout items.
When I went online to see what was available I realized that almost every item in the store was a bargain basement blow out item and the only things that could actually be purchased were small items that you can find at any discount store for about $20.00 less than what they wanted you to buy it for.
Unfortunately, I bought into the idea of being about to get some kind of credit... Don't let this happen to you.
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