I had a financial hardship last year and called all my credit cards to make deals with them while I was generating no income. I am a single mother and I was putting food and shelter for my child over credit card payments. Again, I had no income. HC Credit assured me they would give me a three-month "hardship" monthly amount of $45 instead of $130 minimum monthly payment and they would not charge me interest for this. I lved up to my end of the bargain. They did not. I have, in less than one year, been charged an addition $1300 on a $4000 balance which had already been paid down to $3000. So basically they charged me 40% - 50% interest, when they told me they would not charge any. Beware!!!
0 comments