Out of the blue I received an letter tell me that I have a balance of... Due in full. The letter gives a name and phone number to contact and say that I have a 30 days to dispuste the validity of my debt. Or I must send a writing note within 30 days to have the name and address of my original creditor. The letter includes a bottom portion for me to mail a check back too. But I do not own any debt to any company or person, so I think this is a scam, immediately. I want to report this scam so others do not fall into it.
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