Complaint / Review
Citi Sears Cardmember Services
Sears Cardmember Services We paid our Sears cards off in full 3 months after received. 2 yrs later they cancelled us

We bought all new large kitchen appliances at a Sears store. We were urged to open 2 credit cards in order to receive an additional % off our purchases. We did.in a few months we paid off these cards in full.

Did not use again. We were then notified that Sears cancelled our cards and reported us to Equifax for any one or all of the following reasons:

1. Serious deliquency and public record or collection filed
2.insufficient length of credit history
3. Deliquency date too recent or unknown
4. Ratio of revolving balances to credit limits too high

All untrue. After each card in credit report it states "pays as agreed". Then "closed by credit grantor".

This, of course, lowered our good gredit score. I am furious and I am near 70 yo.