Chris Paska, John Silver.
Both are very professional sounding, and really sound like they know what they are talking about. So much so that they convinced me to send them $4000 for a refinance with Citi Mortgage. After a week, I called up to get an update, and they are gone. The phone is not in service at the moment. I called the bank, and they have no one there by the name of Cindy Woodlock, the account number is bogus, and my $4000 is gone.
I looked at this site before sending them money but they gave me a very plausible story about an ex-employee. I was stupid enough to buy that story.
DO NOT fall for this scam. It is nothing but a very well orchestrated RIP OFF.
If you are still unconvinced, look up the domain CSAANow.com or csfahomesolutions.com. Both are owned by a holding company.
The CitiMortgage fraud department is investigating this as well. With some luck, the creeps running this show will end up in jail.