RJM Aquisitions contacted me saying that I owed around $1000 for an account that was turned over to them by Fingerhut. Although I have made purchases in the past from Fingerhut, there are several reasons why I believe this to be a fradulent account.
1) They have given me a different date of purchase each time I have spoken with them. First it was 1999 at my current address, which isn't possible, because the house wasn't even built until 2000. Then it was 2002 at my prior address, which I haven't lived at since 2000. Just today I was told 1997.
2) They will not provide an invoice showing the items purchased.
3) They will not provide a shipping address to show where the items were actually delivered.
4) My prior purchases were done on my mothers account. I never had an account in my name to begin with.
Now I am trying to buy a home and RJM says all they can do is settle the account. If I am willing to pay them $450 they will close the account. First of all why would I pay for items I never bought and second why would I want an account on my credit report for something I never initiated.
Each time I have spoken with RJM they have been very rude and unprofessional. I told one gentleman this and he said "The g*d* account was mine and I would be making a f* payment and I should just quit trying to shirk my responsibilities and pay the d* thing off." At this point I asked for a copy of the invoice and he hung up on me.
I agree that someone should take out a class action suit against this company as it is destroying alot of innocent peoples lives. I am pretty much stuck as I will be closing in less than a month and unless I pay the $450 I may not be approved for my loan, but I still think something should be done to stop this company.
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