I just read a report here that said PAypower is a rip off. I couldn't agree more. As the other person mentioned, paypower frequently de lines transactions for no good reason.in my case, I pay the $3.95 to load the card, then when I go to useit the card gets declined.
I'm forced to pay absorbanent fees when I'm forced to make an ATM withdrawal at the closest bank when I have. No other way to pay the restaurant bill (for example), and then when I call Paypower they charge me another fee to speak with someone.
When it's all said and done, I should have just stuck with cash, saved myself a lot of aggravation, avoided many additional steps like loading the card, then withdrawing at an ATM, and then having to contact customer service only to have them blame it on the merchant. And I'd save about $10 in fees each time this happens.
Add in the monthly service fees and I end up burning about $30-$40 a month without ever really getting to use the card and having to be embarrassed and frazzled each time the card gets declined. Use your ATM card. It's easier and works on the same principal. You're trying to spend your own money not money borrowed from these folks. It's absurd.
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