This program charges $295 to sign up and $5.40 per month or $65 per year just to make an extra payment for you. You can send in this extra payment yourself for the cost of a check and stamp or you can add an extra amount on every months check to accomplish this for nothing extra. Save yourself these outragous charges for accomplishing something you can do yourself for no cost. To top it off they do not even give you any interest on the extra money they are holding all year.
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