This company LIBERTY CLASSIC CARD is a complete scam. They prey on people with less than perfect credit, represent themselves as "Mastercard" and the card can be used anywhere Mastercard is used. These are all complete lies! I too fell for this "too good to be true scam", I was ashamed, but now I am ANGRY.
This company debited $250 from my checking account and after 2 months of receiving NOTHING, I called them on 12 occassions and was told they were processing my credit. When I called today, I was told I was ineligible for a refund with NO explanation except it "was in the terms and conditions" which I have never gotten. These people do not have my signature ANYWHERE, but still have the right to take advantage of people by hitting them where it hurts.
I told them I was filing a complaint with the BBB and they told me fine GO AHEAD and that they were going to put it in my file and that I was very HOSTILE, they have not seen hostile yet. However, complying with the law, I am sendiong them a letter detailing all of the statutes they have violated in the Uniform Deceptive Trade Practices Act, and I must give them 30 days to respond, if I even get one.
I WILL be a thorn in their side until they realize that people that have less than perfect credit are NOT stupid and weak... I will file suit on this company if nothing else to get the word out. PLEASE do not fall prey to these people, I just wish I had seen this report first, it could have saved me a small chuck of change, but now I WILL get something out of this even if it is just self satisfaction of getting the word out to help others! Wish me luck, and I will let you know how things progress, maybe I can even win against these people!!
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